Professional Liability Dentists
Here are some of the coverages we offer:
Professional Liability / Corporate Professional Liability
Professional Liability will protect and represent you if a malpractice claim is filed. Occurrence or Claims-Made policies with limits of $1,000,000/$3,000,000 to $5,000,000/$7,000,000 are available. It can cover just you, or it can also cover your corporation.
What is the difference between occurrence and claims-made policies?
Occurrence coverage responds to a claim based on when the dental treatment occurred, regardless of when the claim is actually made against you. As long as the incident occurred during the policy period, your occurrence policy will respond according to the terms and conditions of the policy- even if the claim is made after the policy period expires.
Claims-Made coverage, by contrast, responds to claims based on when the claim is first made against the insured. You must have a policy or an extension contract (tail) in effect when a claim is filed regardless of when the incident actually occurred.
Click this link for more information on claims-made vs. occurrence.
Discounts & Credits:
We have coverage specifically for you with the OMS Preferred program that offers very reasonable prices with the choice between occurrence and claims-made coverage. Click here to learn more about the OMS Preferred Malpractice Program.
What to look for in a Malpractice company/agent:
(click on any of the links below for more information)
Fill out a form for a no-obligation quote. For more information on Professional Liability coverage for you or your corporation, please contact Greg Bellamy, firstname.lastname@example.org, or 800-783-7086.
1795 Alysheba Way, Suite 4201
Lexington, KY 40509
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